Archive for the ‘Financial Reviews’ Category

Know the different ways to consolidate and delete your worries

March 22nd, 2012 admin

Are you unable to manage your easy finance and are missing on your credit card payments for a certain period of time? If answered yes, then very soon your debt documents will be sent to the collection agencies. They will call you and harass you to recuperate the unpaid amount. If you’re aware of the details of the debt consolidation service, then you can easily consolidate your debts and make yourself stress free. Credit card consolidation has many forms. But unless you’re aware of it, you cannot take the best decision that will suit your financial state.

Merge your debts through a debt consolidation company:

If you enroll in a debt consolidation program, the debt advisers will give you every type of financial assistance to consolidate your debts into single monthly payment. They will negotiate with your creditors to reduce the interest rate on your cards. Thus, you can make affordable monthly payment on multiple accounts. As soon as your creditors agree, you have to start making monthly payments to the consolidation company. The Read all post…

Tags: easy finance

Taxpayers Make $25 Billion Profit According to Treasury

March 17th, 2012 Kevin Martinez

The Treasury announced today that it got rid of one of its financial meltdown-era portfolios of mortgage-backed securities and made a $25 billion profit.

The department bought $225 billion worth of mortgage-backed securities (mostly guaranteed by Fannie Mae and Freddie Mac) amidst the financial crisis in 2008–2009. In early 2011, the agency announced the sale of those securities, paying back taxpayers about $250 billion.

The Treasury considers this a success, however it’s important to note that should the mortgages behind those securities collapse, taxpayers will feel the sting since Fannie and Freddie guarantee them. And who keeps Fannie and Freddie going? You and me.

Taxpayers spent more than $150 billion to rescue the two mortgage giants, and the Federal Housing Finance Agency projects it will cost another $200 billion to support them for the next two years. In

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Tags: 25 Billion, 25 Billion Profit, Billion Profit, Treasury

Make Your Own Playdough (73/365)

March 11th, 2012 Kevin Martinez

Our children have several small tubs of playdough, both the name brand Play-Doh and other brands of similar material, that theyve received as gifts over the years. The contents of those tubs have been played with, sculpted, mashed, combined, and used in countless different ways.

Its actually a toy that Sarah and I quite like as it encourages our children to make whatever they want from it. Its an incredibly open-ended toy (as long as you avoid the various plastic factories that channel the playdough into some specific style of play).

Our kids make sculptures of people, make checker sets, make pretend sandwiches, mix the different colors together to see what new colors are created, find ways to make perfect (or close to it) spheres and cubes, and so on.

Eventually, though, the playdough gets old. It dries out. It gets contaminated with something due to dropping on the floor. An overzealous child throws some away during cleanup. It gets mixed together until you have an ugly brown lump.

Going out to the store to buy new batches of playdough would add up in cost.

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Tags: Playdough, Playdough 73365

Credit card fraud hit lowest levels for a decade

March 4th, 2012 Kevin Martinez

Credit card fraud levels have reached a new ten-year low, as losses continue their downward trend.

The UK Card Association revealed that as well as fraud hitting the lowest level for a decade, online banking fraud losses have also decreased.

Over the past three years credit card fraud fell by nearly 45%. In the last year alone, theft has decreased by 7% to just £341 million compared to £365.4 million in 2010.

An increase in security measures for online banking and telephone banking has made it much harder for fraudsters to bypass the system and get their hands on consumers’ cash.  

Melanie Johnson, Chair of The UK Cards Association claimed that the fall in fraud losses was “clear proof that our endeavours to fight fraud are packing a punch.”

“Driving down fraud and keeping cards safe continues to be a priority for the industry. This is the third year card fraud losses have fallen.”

“Customers have also played their part in driving down losses by taking heed of advice about looking after their personal and financial details. Fortunately,

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Tags: Card Fraud, Credit Card Fraud, Decade, Fraud Hit

Quicken Loans Launches New Racing Site

February 18th, 2012 Kevin Martinez

Maybe youve heard of a little thing called NASCAR? As a sport with 75 million passionate fans, chances are you probably have.

Quicken Loans is proud to be a part of NASCAR this season with our sponsorship of Ryan Newman and the #39 car. This past week we launched our very own racing website. Its your one-stop shop for news, photos, and videos to stay up to the second with all things Quicken Loans Racing.

Lets be real, its the closest look inside youll get without having to wear a flame-retardant suit.

You can sign up for our Quicken Loans Racing Update and get news sent right to your email address, watch great in-house created videos, and go behind the scenes of your favorite racing team.

Be sure to check it out and let us know what you think!

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Tags: Loans, Quicken Loans

The Simple Dollar Weekly Roundup: Politics Edition

February 16th, 2012 Kevin Martinez

You would think, with the Iowa caucus ending a month and a half ago, that the automated political calls would stop for our family.

Youd be wrong.

Im still getting calls from candidates I dont support asking me to donate to them. Im getting weird calls from all sorts of action groups wanting me to support their missions, most of which I dont agree with.

There is way too much money being spent this election cycle. Its only February. What is October going to be like?

5 Ways to Become More Self-Confident Every Day This Week These are some great tactics. I sometimes have a hard time showing any sort of confidence in public. My natural tendency is to turtle up in situations with people I dont know well.

50 Ways to Save Money on Food This is simply a great list of food saving tips. Many are familiar, but all are useful.

Bank Switch Kit and Checklist If youre considering switching banks, this list will make it incredibly easy to do so.

Meeting versus making Every single conflict in my marriage can be boiled down to one thing.

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