January 31st, 2012 
Paul Smith UK families have increased their average amount of debt by nearly 50 percent in just one year, according to recent research from the insurance company Aviva. As of early January 2012, the average family in the UK had £7,944 in financing, including credit card and personal loans debt.
In January 2011, this figure stood at £5,360, a substantial amount but much less than the most recent figure, which equates to just shy of one-third of typical annual income.
Experts worry that this trend may indicate future problems as pressure on finances increases. Families with unsecured debt are relying most on credit cards, owing £2,314 on average.
The typical UK family has a personal loan balance of £1,739. Aviva protection sales and marketing head Louise Colley pointed out that although average income has increased during the past 12 months, so have prices for needed goods and services, leaving families struggling.
Both childless couples and those with children were subjects of the Aviva survey. Couples who were planning to start their family had the highest debt levels, over £15,000 on average. Bein
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?Almost half of all Americans do not know what their net worth is. They have not bothered calculating it, do not see the benefit of it, and many do not even know how to make the calculations. Understanding how to calculate your net worth, how much you have in assets, and how much money is tied up in liabilities that you owe is critical to ensuring that you are on the right track financially. Calculating your net worth is very easy and something that every family should do about once every three months as an azimuth check to ensure that you are headed in the right direction. There are a lot of online tools such as a savings calculator can help you calculate and track your net worth.
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