July 12th, 2011 
Travis Brown Ive been a fan of Credit Karma for as long as theyve been around, met some of their people, and am generally very impressed with the service they offer. Its been a cornerstone of my do-it-yourself identity theft protection system.
They recently emailed me to say theyve developed a new feature that makes do it yourself identity theft protection even easier they now actively report credit alerts. A credit alert is basically any change to credit report and it includes (they only monitor your TransUnion credit report, the same report they use to generate their free credit score):
With my old system, I recommended that you pull your credit score once a month and use any large unexpected score changes as a reason to dig deeper. It was an informal secondary alert. The idea was that a new credit inquiry would ding your score and if you werent expecting it, this would give you a good reason to pull your credit report.
This is one step better because it pushes an alert to you on a variety of changes, not just ones that affect your score (such as new employment, new address). Its often these changes, the ones that dont affect score, that are the scariest. A random new address and new place of employment screams identity theft.
Theyve opened up a test and given us 300 invitations, which I suspect will go pretty quickly. Eventually everyone will get them eventually but for now, its limited to a small test set.
This service, as well as Credit Karma in general, is completely free.
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