In the area of equity trading, many people have raised a lot of money on the futures markets. Only in this arena where people who have limited capitals can actually make substantial profits even in a short period of time. Don’t forget, like any other type of trading, your risk a lot, beginning futures trading, [...]
Many people do not realize they could actually be the cause of all their debt problems. While they are in debt they do not take the time to ask this question. Why am I in debt? How do I put myself in debt? To be in debt could be positive or negative, whatever the cause [...]
Forex is difficult but interesting. If following the rules as a professional trader then Forex trading is a profitable and enjoyable investment. This is a strange type of trading, because it is both difficult and easy. It is difficult because of the effective involvement of various factors, such as a good trader must consider each [...]
For investors whose appetite for risk is relatively low, mutual funds are the best place to invest in. Mutual funds are preferred by many of us on direct investment in equity stocks. Lack of knowledge and expertise in selecting profitable actions is one of the main reasons for this. If you are careful and follow [...]
Futures trading is lucrative for speculators who correctly predict the price movement of commodities. It is wasteful when the volatility of futures prices turn against a position of leverage. Commodity futures contracts are highly leveraged financial tools. Traders can take advantage of big profits with a comparatively small investment called margin. Compared to real estate [...]
November 15th, 2011 
Travis Brown Retiring to a college town is a popular fantasy for many of us these days, perhaps second only to ever being able to retire at all. If you share that dream, you might be interested in a new report from Coldwell Banker, listing 116 college towns in order of housing affordability.
Some other advice on how and where to retire, from Consumer Reports:
The 4 Best Places to Retire in America?
Buying vs. Renting in Retirement
3 Big Secrets of Happy Retirees
November 14th, 2011 Paul Smith 
Do you give your online savings account a nickname? Well, you should! Giving your account a name is a surefire way to help you reach your savings goal. At first, this sounds too simple or even a little hokey, but the psychology of the trick works. Naming your savings account brings a feeling of guilt if you try to dip into it for something other than the financial goal it was created for.
Naming your online savings accounts helps you keep your eyes on the prize so to speak. It is fairly easy to dip into your savings without thinking of the consequences if the account is not earmarked against a specific financial goal that you have set. But, it is a lot harder to swipe money out of a high yield saving account when you look at your online bank statement and see the words “Family Vacation To Disney World” with a balance next to it instead of the simple heading of savings account. Naming your account helps you mentally reinforce your commitment to your family’s financial goals. It ma
November 12th, 2011 Travis Brown 
Credit cards may soon go the way of the dinosaur as increasingly mobile smart phones usurp plastic for instant payments.
The most recent innovation that is helping credit cards on their way to extinction is Australian banking major CBA introducing a new application is calls tap and pay, which allows smart phones to connect to payment devices such as cash registers, and also allows for facebook and email payments.
CBA has named the app Kaching, and it works by taking the information that is coded into into the magnetic strip of a credit card, and storing and transmitting it by phone instead.
The app makes use of Near Field Communication (NFC) technology, and has already been introduced in America, where its use already encompasses the replacement of keys, passports, receipts and business cards.
Users of the application need not be customers of CBA in order to be able to receive payments made using Facebook or by email, and are instead taken to an external collection site.
A CBA spokesperson said the lender would like the app to be able to penetrate across all payment gateways in Australia from businesses to individuals.
“Mobile and online social payment is the next step in transaction technology and now Australian consumers will no longer have to rely on cash or cards to make payments to family, friends or businesses, the spokesman said.
He added that Kaching would also enable businesses to reduce their reliance on cash.
The application was designed in close collaboration with Apple, with security of the system being the key ingredient in its development.
The app will make use to password encryption technology, so that if a user loses or has their phone stolen, their personal data including banking information could not be compromised, since it is not stored locally on the phone.
He said the app would also help businesses reduce the need for cash.
Receivers of payments would also be protected with any funds that had not been credited, restored after 14 days.
Kaching will be available before Christmas to Apple iPhone users with iOS4 and above.
November 9th, 2011 admin Every individual wishes to purchase their own house in a lifetime. But it is not possible for every one to have the ready cash with them. Thus, they decide to take out a mortgage loan so that they can fulfill their dream of buying a house. It is important that you take out such a mortgage loan that you will be able to repay within a definite time period. You may take the help of a mortgage calculator to calculate the mortgage payments you can make in your home before taking out a loan.
Why should you calculate your mortgage payments?
When you take out a mortgage loan, you should keep in mind that you will have to pay off the home loan within a stipulated time period. It is important that you make the calculations of your mortgage payment from before hand so that you do not face any problem while making payments in future. Read all post…
Tags: mortgage payments November 9th, 2011 Kevin Martinez Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well.
This past week, my oldest two children and I spent some time looking at public domain photos of different points in American history for an art project. Some of them really inspired me, so this week’s entry has quite a few of them.
1. Soldier’s Goodbye and Bobby the Cat (ca. 1939-1945) by Sam Horn A friend of our family was recently deployed to Afghanistan, and at the same time, our son’s school is engaging in a “thank you” letter writing campaign to veterans of past wars. Because of that, the issue of people going off to war has been on our minds lately. This picture just grabbed us.
A beautiful image of love in a time of war.
2. P. T. Barnum on money’s value What good is money if you don’t have anything that you otherwise value?
“Money is good for nothing unless you know the value of it by experience.” – P. T. Barnum
Al
November 7th, 2011 Paul Smith 
- Yes, the “pubic” should try to be cautious … I guess some people need to pay a little bit more attention to their proof-reading. This is almost as good as the “Unversity” headline on the front page of the Straits Times a few years back.
Tags: Cautious