The 5th Edition Of The Carnival Of Credit Score And Debt

Welcome to the 5th Edition of the Carnival Of Credit Score And Debt which is a blog carnival that focuses solely on debt, credit scores, credit reports, and other credit topics.

PT presents Is It Always Good to Pay Off Your Car Loan Early? posted at Prime Time Money, saying, “A look at how much you will save by paying off your car loan early–and whether it will always be worth it.”

Michael Pruser presents What?s the Difference Between Your Credit Score and Credit Report? posted at The Dough Roller, saying, “The terms are heard everyday, but do you know the difference between your credit score and credit report?”

Tom @ Canadian Finance Blog presents 5 Common Mistakes People Make When Trying To Get Out Of Debt posted at The Canadian Finance Blog, saying, “Trying to get out of debt but having trouble paying down your credit card bills? You may be maki

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Short Sale Process Tips to Keep Your Sanity

Are you counting down the days until you have short sale approval? Here are some tips to keep sane during the process.

If you’re not clear on what a short sale is, check out this article. If you’ve already put an offer on a short sale, know that you are not alone. In 90 days your hair will have grown three inches, and you may or may not have approval on your short sale.

To stay sane, decide three things:

Don’t put your life on hold.

Don’t lose sight of your personal goals despite the waiting process. Don’t stop writing, blogging, reading, working out, eating healthy, studying, making music, painting or whatever program you’re in! Sticking with your personal goals will make the wait that much more worth it, and let’s face it – there’s time to kill.

Stay positive. Remember why you put in your offer in the first place. Great location? Bigger space? All the amenities? You have already

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New EM Exposure Indices Launched By MSCI

 

[This article previously appeared on our sister site, IndexUniverse.eu.]

 

MSCI has launched a new family of emerging market indices that includes companies according to their economic exposure rather than their country of domicile.

The MSCI Economic Exposure Indices have been designed to reflect the fact that many organisations have significant exposure to regions outside the country in which they are based.

The index provider cited Nestlé as an example of the type of firm it was looking to reflect—although it is a Swiss domiciled company, only 2.15 percent of its revenues are derived from Switzerland, while emerging markets countries account for 35 percent of its revenues.

“Globalisation and the rapid integration of markets have challenged us to explore alternative approaches to categorising the global equity universe,” said Baer Pettit, managing director and head of the MSCI Index Business. “Economi

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Why I Value Goals

Goals and goal-setting is a topic I cover frequently on The Simple Dollar. Why? I attribute goals and goal-setting with almost every good thing thats happened in my life over the last several years. Debt freedom is an obvious example, as is my current career flexibility, but the most powerful result of goal-setting over the last few years (in my eyes, at least) has been my ability to spend lots of time with my family.

Ten years ago, I barely thought about goals at all. I lived very much in the moment. What changed?

How goals clicked in my life My first post-college job really forced me to learn how to manage goals. Right off the bat, I was faced with an enormous project that had a major six month milestone and some significant milestones off in the distance beyond that. I had a goal and, with the help of some others, I had to plan for that goal.

Still, it didnt really cross over into my own life. I was often able to put up a mental fence between the goal-setting I was doing at work and the realities of my day-to-day life.

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Get UOB Singapore to implement electronic statements

Spread the word. You can write in too with your own variation.

To UOB Singapore via internal email (under Email Us icon after login to internet banking) :

“As Earth Hour is today and Earth Day is coming up not too long after this, I am writing in to request that UOB Singapore consider implementing electronic statements for all UOB accounts, whether credit cards or savings accounts, in order to save on paper and transport costs as well as the associated waste and greenhouse emissions involved. Of all the banks I am a customer of, including DBS/POSB, Citibank, OCBC etc, UOB is the only bank that has not provided such a facility as far as I know. Hence, please do consider providing this capability or if there is one already, please point me to where I can sign up for it. Thank you.”

Sound Byte: Hands on with the HTC One smart phones

HTC recently unveiled the ultra-slim One line of smart phones, and Consumer Reports senior editor Mike Gikas was there to get some hands-on time with two of these models: the One X and One S (the One V wasn’t quite ready for prime time).

His initial impression? The HTC One phones “promise to maintain the company’s track record for serious image-taking prowess.” Mike visited the “Into Tomorrow” show to fill Dave Graveline in on the details. Listen to our Sound Byte to see what else Mike had to say about these phones, and check out our original post on the HTC One phones for lots more information.

About Sound Bytes
Every week, Consumer Reports experts produce a short audio segment which covers a wide variety of issues regarding consumer electronics and technology for “Into Tomorrow with Dave Graveline.” The Sound Byte featured on the Consumer Reports News Blog was aired on the prior weekend’s “Into Tomorrow” broadcast.

About Into Tomorrow
Now in its 17th year, “Into Tomorrow with Dave Graveline” covers the latest in consumer electronics and technology available today and into tomorrow.

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