Santander announce new bond and ISA range

Santander has announced its new range of fixed rate savings bonds and ISAs, available to new and existing customers.

The high street bank’s new Fixed Rate Postal ISA offers a rate of up to 3.50% AER, fixed for two years.

To benefit from the maximum AER, customers must deposit at least £14,000 into the two year ISA. Those who deposit less will earn a rate of 3.25% AER, with a minimum deposit of £500.

Customers can deposit their current tax year cash ISA allowance as well as transfer in previous years’ cash ISA savings.

A one year fixed term ISA is also available from Santander, offering up to 3.00% AER to customers who deposit upwards of £14,000. Thos

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Black Friday 2011: Deals, death and other reasons for and against braving the crowds

It’s the most thrilling day of the year for avid shoppers. It’s Black Friday, and it’ll be here in just a couple of days. The way I see it, there are reasons for and against braving the stores this Friday. Let’s take a look at both.

Reasons to Shop on Black Friday

Reasons Not to Shop on Black Friday

Bottom Line: In all seriousness, it’s up to you whether or not you want to brave the crowds this Friday. If you do plan on venturing out for Black Friday sales, just make sure you have a game plan and a budget in place before you leave the house.

Stay safe this Black Friday!

latest peer to peer lending news

Peer to peer lending is gaining in popularity all the time with more people trying out this slightly off beat and controversial form of lending.

Below you will find some interesting videos, blog posts and tweets which will give you some further insights into how it works:

Q&A: Peer to Peer loans … who knows about them? | Loans Bad

by brizzle born and bred Question by BNICKS: Peer to Peer loans who knows about them? I am in the market for a personal line of credit not installment.

Want a P2P Loan? See This Profile of a Typical Peer-to-Peer Borrower

Here is the profile of a typical P2P loan borrower, in terms of age demographics, credit characteristics and other factors

StockGuru Shines its Spotlight on WikiLoan, Inc. (OTCBB: WKLI

Dallas, Texas (November 7 , 2011) – StockGuru Shines its Spotlight on WikiLoan, Inc. (OTCBB: WKLI), a peer-to-peer lending platform. The

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How to Get Free Credit Reports

A credit report may be treated as a value which helps in identifying the capability of a person to make against a loan which has been borrowed either from a lender or a bank. It is utilized also by many companies of credit card issuer which offer high credit limit and many types of incentives depending on the credit score. However, these free trial credit reports that are offered online helps one clarify the many ambiguities which may be available on the report thereby clearing all the skepticism in the air. Therefore, collecting free trial credit report is beneficial which will enable one to prove one’s reliability and trouble free scope to apply for a loan on the next occasion.

credit report

Various websites advertise that they permit one to verify one’s credit report free. How Read all post…

UBS Renames Internet ETNs

UBS, the Swiss bank known for its private-client investment services, said it will rename both of its Internet ETNs – “EIPO” and “EIPL” — as well as their respective index, to make clearer to investors that the portfolios are focused only on the newest Internet companies.

At a time when other Internet-linked strategies are popping up as investors’ appetite for IPOs in the space continues to grow, UBS is hoping that by adding a “Next Generation” tag to its Internet-linked strategies it will be able to better differentiate its products from other more broad Internet-related funds that had their initial public offerings more than three years ago.

Indeed, the single-exposure ETRACS Internet IPO ETN (NYSEArca: EIPO) and the double-exposure Monthly 2x Leveraged ETRACS Internet IPO ETN (NYSEArca: EIPL) tap only into companies that have been public for fewer than three years. They therefore

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Black Friday Shopping: Tips to Help You Brave the Crowds

One week from today, families will be cozying up around a warm fire, holding their still-swollen bellies and sharing holiday tales with one another.

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